{"id":22681,"date":"2023-11-23T00:00:57","date_gmt":"2023-11-23T05:00:57","guid":{"rendered":"https:\/\/www.cubesmart.com\/blog\/?p=22681"},"modified":"2024-04-19T16:03:30","modified_gmt":"2024-04-19T20:03:30","slug":"your-comprehensive-retirement-planning-checklist-preparing-for-the-best-years-ahead","status":"publish","type":"post","link":"https:\/\/www.cubesmart.com\/blog\/your-life\/your-comprehensive-retirement-planning-checklist-preparing-for-the-best-years-ahead\/","title":{"rendered":"Your Comprehensive Retirement Planning Checklist: Preparing for the Best Years Ahead"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.pexels.com\/photo\/senior-couple-smiling-and-using-a-laptop-6975184\/\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_01-13.jpg\" alt=\"Mature couple looking at laptop\" class=\"wp-image-22689\" srcset=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_01-13.jpg 800w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_01-13-300x225.jpg 300w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_01-13-768x576.jpg 768w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_01-13-750x563.jpg 750w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><figcaption class=\"wp-element-caption\">Planning for retirement? Here are some top things to consider.<br>Free Image via <a href=\"https:\/\/www.pexels.com\/photo\/senior-couple-smiling-and-using-a-laptop-6975184\/\">Pexels<\/a><\/figcaption><\/figure>\n\n\n\n<p>Embarking on your retirement journey is like setting sail into uncharted\nwaters \u2014 thrilling and challenging yet rewarding when all goes well. <\/p>\n\n\n\n<p>You&#8217;ve earned this time of freedom and fulfillment, and with your key retirement goals in mind, you can steer confidently into this new adventure. <\/p>\n\n\n\n<p>So, let&#8217;s hoist the sails and chart a course with our comprehensive pre-retirement planning checklist. It\u2019s packed with actionable steps as you shore up your finances, downsize your home and align your lifestyle with your long-term dreams. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Retirement Planning<\/strong><strong> 101: Getting Started<\/strong><\/h2>\n\n\n\n<p>Retirement\nplanning often teems with questions like: When can I afford to\nretire? Will my savings last? How do I account for healthcare, taxes and the\nunexpected? And the biggest one of all \u2013 <em>where do I even begin?<\/em><\/p>\n\n\n\n<p>With a sea of decisions to navigate, it&#8217;s no wonder many find the prospect of preparing for retirement as daunting as it is thrilling. <\/p>\n\n\n\n<p>We&#8217;ve distilled the complex into the manageable. Consider this your compass to help you chart a clear path through the exhilarating, yet murky waters of retirement planning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Assess Your Finances<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.pexels.com\/photo\/calculator-and-pens-with-marker-placed-on-papers-6368831\/\"><img decoding=\"async\" src=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_05-5.jpg\" alt=\"Calculator pen and pencil\" class=\"wp-image-22693\"\/><\/a><figcaption class=\"wp-element-caption\">You may have been working on this for some time, but now is a time to assess your finances.<br>Free Image via <a href=\"https:\/\/www.pexels.com\/photo\/calculator-and-pens-with-marker-placed-on-papers-6368831\/\">Pexels<\/a><\/figcaption><\/figure>\n\n\n\n<p>Before you set sail into retirement, it&#8217;s essential to take stock of your financial standing. This requires a deep dive into your current savings \u2014 understanding your income and expenses, as well as knowing your net worth. It&#8217;s about turning doubts into data.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Inventorying Assets:<\/strong> Tally up your savings accounts, retirement accounts like 401(k)s and IRAs, real estate, and other investments.<\/li>\n\n\n\n<li><strong>Evaluating Liabilities:<\/strong> List out any outstanding debts such as mortgages, loans or credit cards that could impact your retirement cash flow.<\/li>\n\n\n\n<li><strong>Projecting Benefits:<\/strong> Estimate your Social Security benefits and any pension income to get a sense of your regular income streams.<\/li>\n\n\n\n<li><strong>Professional Insight:<\/strong> Consider consulting with a financial advisor for a holistic analysis. They can provide valuable insights into strategies like asset allocation and retirement distribution plans.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Create a Retirement Budget<\/strong><\/h3>\n\n\n\n<p>Next, outline your expected income and expenses while preparing for retirement to create a retirement\nbudget. Consider how your lifestyle will change and how that translates\nfinancially. This step is about balancing your retirement dreams with a\nrealistic plan for sustaining them.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Forecast Living Expenses: <\/strong>Estimate your future living costs, accounting for\nhousing, utilities, groceries, transportation, leisure, and travel activities.<\/li>\n\n\n\n<li><strong>Adjust for Lifestyle Changes: <\/strong>Will you travel more? Take up new hobbies? Relocate? Each\nof these decisions will have financial implications.<\/li>\n\n\n\n<li><strong>Plan for Healthcare Costs: <\/strong>Medicare and supplemental insurance costs should be\nfactored in, as well as out-of-pocket expenses for healthcare.<\/li>\n\n\n\n<li><strong>Emergency Funds:<\/strong> Ensure you have a buffer for unexpected expenses \u2014 the\nfinancial equivalent of a life jacket covering you for 6 months or ideally\nmore.<\/li>\n\n\n\n<li><strong>Review and Adapt: <\/strong>A budget is not set in stone. It will evolve as you approach and enter retirement, so revisit and tweak it regularly. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Preparing for Retirement<\/strong><strong>: Key Steps to Take<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/unsplash.com\/photos\/white-printer-paper-beside-white-ceramic-mug-on-brown-wooden-table-fM35dYst3Rs\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_04-6.jpg\" alt=\"Checklist next to laptop\" class=\"wp-image-22692\" srcset=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_04-6.jpg 800w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_04-6-300x225.jpg 300w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_04-6-768x576.jpg 768w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_04-6-750x563.jpg 750w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><figcaption class=\"wp-element-caption\">Start to make a list of key financial and healthcare considerations.<br>Free Image via <a href=\"https:\/\/unsplash.com\/photos\/white-printer-paper-beside-white-ceramic-mug-on-brown-wooden-table-fM35dYst3Rs\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<p>As you work through your <a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10377.pdf\">retirement\nplanning checklist<\/a>, consider this the moment where the\nrubber meets the road. Strategic actions like the ones below can significantly\nimpact your retirement\ncomfort. These finer points will help ensure no stone is left unturned.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Maximize Retirement Savings<\/strong><\/h3>\n\n\n\n<p>Before you leave the workforce, it&#8217;s crucial to maximize your retirement contributions. Here&#8217;s how to ensure you&#8217;re setting yourself up for the most robust financial health:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Catch-Up Contributions:<\/strong> 50 and older adults have the unique advantage of making catch-up contributions to IRAs and 401(k)s, allowing for an accelerated boost in savings as retirement nears. The IRS sets higher contribution limits for this age group, so it&#8217;s wise to take advantage and increase retirement reserves during these peak earning years.<\/li>\n\n\n\n<li><strong>Employer Matching: <\/strong>Don&#8217;t leave money on the table \u2014 ensure you&#8217;re contributing enough to your 401(k) to meet any employer match offered. This is essentially additional income, provided by your employer to support your retirement goals.<\/li>\n\n\n\n<li><strong>Tax Planning:<\/strong> Effective tax planning involves understanding the nuances between Roth and traditional IRAs or 401(k)s. Strategic contributions, based on your current and expected future tax rates, can maximize your available money during your golden years.<\/li>\n\n\n\n<li><strong>Diversification:<\/strong> A diversified investment portfolio is key to managing risk and aiming for consistent long-term returns. Spreading your investments across different asset classes can help you smooth out the ups and downs of the market, ensuring your retirement savings withstand market volatility.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Healthcare Planning<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.pexels.com\/photo\/person-holding-white-printer-paper-7688182\/\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_03-7.jpg\" alt=\"Person holding checklist\" class=\"wp-image-22691\" srcset=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_03-7.jpg 800w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_03-7-300x225.jpg 300w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_03-7-768x576.jpg 768w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_03-7-750x563.jpg 750w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><figcaption class=\"wp-element-caption\">Ensure that you&#8217;ve researched your health coverage options.<br>Free Image via <a href=\"https:\/\/www.pexels.com\/photo\/person-holding-white-printer-paper-7688182\/\">Pexels<\/a><\/figcaption><\/figure>\n\n\n\n<p>Unexpected medical costs can derail your retirement savings quickly. Here&#8217;s how to ensure you&#8217;re well-anchored:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Medicare Mastery: <\/strong>It\u2019s important to familiarize yourself with <a href=\"https:\/\/www.medicareinteractive.org\/get-answers\/medicare-basics\/medicare-coverage-overview\/original-medicare#:~:text=Part%20A%20provides%20inpatient%2Fhospital,D%20provides%20prescription%20drug%20coverage.\">Medicare\u2019s four key components<\/a>. Part A covers hospitals, Part B is for medical services, Part C (Medicare Advantage) combines A and B and often adds extra benefits, Part D covers prescriptions.<\/li>\n\n\n\n<li><strong>Supplemental Insurance: <\/strong>This insurance, often called Medigap, works alongside Medicare Parts A and B to cover additional expenses, such as co-pays and deductibles. Choosing the right Medigap policy can reduce out-of-pocket healthcare costs in retirement.<\/li>\n\n\n\n<li><strong>Long-Term Care Insurance:<\/strong> To safeguard against the high costs associated with long-term care, such as in-home caregiving or assisted living, consider long-term care insurance. It\u2019s an investment in peace of mind for you and your family, should you need frequent, extended care.<\/li>\n\n\n\n<li><strong>Health Savings Account (HSA):<\/strong> If you\u2019re eligible, contributing to an HSA offers a triple tax advantage for covering current or future medical expenses. After age 65, you can use the funds for any expense without penalty \u2014 although non-medical withdrawals are still taxable.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Downsizing for Seniors<\/strong><strong>: Simplify Your Lifestyle<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/unsplash.com\/photos\/brown-and-white-concrete-building-UFkeBRdmwsc\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_02-9.jpg\" alt=\"Apartment building\" class=\"wp-image-22690\" srcset=\"https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_02-9.jpg 800w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_02-9-300x225.jpg 300w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_02-9-768x576.jpg 768w, https:\/\/www.cubesmart.com\/blog\/wp-content\/uploads\/800X600_Blog06_02-9-750x563.jpg 750w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><figcaption class=\"wp-element-caption\">If you&#8217;re consider downsizing, have you considered where?<br>Free Image via <a href=\"https:\/\/unsplash.com\/photos\/brown-and-white-concrete-building-UFkeBRdmwsc\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<p>When retirement\nis on the horizon, it often brings the reality that your longtime family home\nmay now be too spacious, costly, and demanding. <\/p>\n\n\n\n<p>Downsizing during retirement becomes not just an idea, but a sensible response to these evolving needs, promising a lifestyle that\u2019s easier to manage and better aligned with the leisurely pace of retirement years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Downsize During Retirement?<\/strong><\/h3>\n\n\n\n<p>Downsizing for\nretirement has many advantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial Savings: <\/strong>Smaller spaces mean lower housing costs and less money\nspent on manual upkeep.<\/li>\n\n\n\n<li><strong>Simplicity:<\/strong> Fewer possessions and responsibilities can lead to a\nsimpler, more manageable lifestyle.<\/li>\n\n\n\n<li><strong>Accessibility: <\/strong>Smaller, more practical one-level homes can be tailored\nfor accessibility as you age.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Evaluate Your Home<\/strong><\/h3>\n\n\n\n<p>Take a measured look at your living space with a clear eye for the future. It&#8217;s less about the size and more about the suitability. Will the stairs become a hurdle? Is the garden turning into a chore? <\/p>\n\n\n\n<p>The financial relief from releasing a sizeable property can be considerable, freeing up resources for more fulfilling retirement activities, whether that&#8217;s joining a community garden, dedicating more time to yoga and wellness, or perfecting your swing on the golf course.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Declutter &amp; Organize<\/strong><\/h3>\n\n\n\n<p>Decluttering focuses more on enhancing your surroundings\nrather than simply reducing your possessions. This step is about sifting\nthrough your history \u2014 choosing what matters most for you moving forward. Here\nare some ways to approach it:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tackle one room at a time to prevent feeling overwhelmed.<\/li>\n\n\n\n<li>If you haven&#8217;t used it in the last year, it\u2019s likely you won\u2019t need it in the next.<\/li>\n\n\n\n<li>For difficult-to-part-with items, consider gifting them to someone who will treasure them.<\/li>\n\n\n\n<li>Digitize photos, documents, and records to free up physical space.<\/li>\n\n\n\n<li>Enlist help from family or a professional organizer if the task feels too daunting.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to Do in Retirement<\/strong><strong>: Enriching Your Life<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Plan Your Retirement Lifestyle<\/strong><\/h3>\n\n\n\n<p>Wondering <a href=\"https:\/\/www.schwab.com\/learn\/story\/6-things-to-do-if-youre-nearing-retirement\">what to do in retirement<\/a>? This is your moment to bring life to those dreams you&#8217;ve shelved during your working years. Maybe it&#8217;s hitting the links for 18 holes, finally diving into the stack of books on your nightstand, capturing the beauty of nature on canvas or embarking on a travel adventure. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Stay Socially Active<\/strong><\/h3>\n\n\n\n<p>The joy of retirement amplifies when i<a>t\u2019s<\/a> shared with others. It&#8217;s the perfect time to reconnect with old friends and make new ones, to join book clubs or card groups, to lead a workshop or attend lectures.<\/p>\n\n\n\n<p>Staying active in your community not only keeps your\nsocial calendar full but, according to the National Institute of Health, it can also <a href=\"https:\/\/www.ncbi.nlm.nih.gov\/pmc\/articles\/PMC3150158\/\">lead to a longer\nlife<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Best Places to Retire in the US:\nFinding Your Ideal Retirement\n<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Destination<\/strong><\/h3>\n\n\n\n<p>Retirement is your time to choose a place that fits your pace of life and your interests, without breaking the bank. Let\u2019s walk through how to find that sweet spot where cost of living meets comfort and culture, as well as some of the best places to retire in the U.S.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Research Retirement Destinations<\/strong><\/h3>\n\n\n\n<p>When you&#8217;re thinking about where to retire, look for places that match your lifestyle and won&#8217;t strain your wallet. You might love the idea of warm winters, or maybe you&#8217;re looking for a place with arts and entertainment that cater to your interests. <\/p>\n\n\n\n<p>Here&#8217;s a closer look at some retirement destinations that might tick all the right boxes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Warm Winters: <\/strong>As one of the <a href=\"https:\/\/www.cubesmart.com\/blog\/city-guides\/the-best-places-to-move-in-florida-for-your-next-adventure-at-any-age\/\">best places to move to in Florida<\/a>, Gainesville is prized for its mild winters and budget-friendly living. This welcoming city balances temperatures rarely falling below 42 degrees with a buzzing calendar of community events, making it a top choice for retirees seeking the quintessential Florida lifestyle without the high costs.<\/li>\n\n\n\n<li><strong>Arts:<\/strong> Santa Fe, New Mexico is known for its Pueblo-style architecture and Native American artwork, as well as a wide variety of galleries and public art installations. It has a rich cultural scene without the <a href=\"https:\/\/www.salary.com\/research\/cost-of-living\/santa-fe-nm\">cost of living<\/a> associated with larger cities.<\/li>\n\n\n\n<li><strong>Entertainment: <\/strong>Austin, Texas is known for its live music scene and hosts many annual entertainment festivals, such as <a href=\"https:\/\/sxsw.com\/festivals\/music\/\">South by Southwest<\/a> (SXSW) and <a href=\"https:\/\/www.aclfestival.com\/\">Austin City Limits<\/a>. It has a thriving cultural atmosphere with a <a href=\"https:\/\/www.payscale.com\/cost-of-living-calculator\/Texas-Austin\">lower cost of living<\/a> compared to other entertainment hubs like Los Angeles or New York City.<\/li>\n<\/ul>\n\n\n\n<p> However, remember it&#8217;s not just about the temperature, art, or entertainment; it&#8217;s about finding a community that feels like home. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Visit Potential Retirement Spots<\/strong><\/h3>\n\n\n\n<p>There&#8217;s no substitute for a personal visit. Spend some time in the areas you\u2019re considering. Can you see yourself living there? Nice views or fun attractions are a plus, but feeling confident that this is a place where you could be happy and live well based on your allotted retirement income is priceless.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Research Retirement Communities<\/strong><\/h3>\n\n\n\n<p>Retirement communities offer an array of services and amenities. Look into\nthese communities as part of your exploration. They can provide an easy\ntransition into retirement\nliving, offering social opportunities, and reducing the burden of home\nmaintenance.<\/p>\n\n\n\n<p>From 50+ retirement communities that offer a myriad of social activities to assisted-living facilities that promise peace of mind with their health services \u2014 there\u2019s a fit for every preference and budget. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where is the Most Affordable\nPlace to Retire in the US?<\/strong><\/h3>\n\n\n\n<p>Affordability is key, and some places are known for\nstretching your retirement\ndollars further, such as:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Tallahassee, Florida:<\/strong> The lack of state income tax and reasonable living costs make it attractive for retirees.<\/li>\n\n\n\n<li><strong>Sioux Falls, South Dakota:<\/strong> It&#8217;s got affordable living and good healthcare, which are essential for retirees.<\/li>\n\n\n\n<li><strong>Grand Rapids, Michigan:<\/strong> If you\u2019re looking for low-cost housing and a strong sense of community, this could be the place.<\/li>\n<\/ol>\n\n\n\n<p>Research, visit and weigh the <a href=\"https:\/\/www.cubesmart.com\/blog\/your-life\/downsizing-your-home-pros-cons-and-your-next-steps\/\">pros and cons of moving after retirement<\/a> to find your perfect spot. And when it comes to making\nthe move, remember a seamless transition is built on excellent preparation. For\nthat, our <a href=\"https:\/\/www.cubesmart.com\/blog\/your-life\/moving\/moving-checklist-to-keep-you-sane-while-relocating\/\">moving checklist<\/a> can be your best ally.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ease Into Retirement with\nCubeSmart\u2019s Moving Storage<\/strong><\/h2>\n\n\n\n<p>The adventure of moving to a new home after retirement is\nan exciting prospect, but the reality of sorting, packing, and organizing can\nbe daunting. <\/p>\n\n\n\n<p>CubeSmart is your partner in bridging this gap. Our\nflexible month-to-month leases give you the freedom to store your items for\nexactly as long as you need, ensuring a smooth transition without the rush.<\/p>\n\n\n\n<p>Explore CubeSmart&#8217;s <a href=\"https:\/\/www.cubesmart.com\/storage\/move\/\">moving storage options<\/a> to find the perfect fit for your needs. Transition smoothly into retirement, knowing your belongings are in good hands until your new chapter begins.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Embarking on your retirement journey is like setting sail into uncharted waters \u2014 thrilling and challenging yet rewarding when all goes well. You&#8217;ve earned this time of freedom and fulfillment, and with your key retirement goals in mind, you can steer confidently into this new adventure. So, let&#8217;s hoist the sails and chart a course [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":22688,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179,641],"tags":[1974,1975,1976],"class_list":["post-22681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","category-your-life","tag-retirement-guide","tag-retirement-planning","tag-retirement-planning-checklist"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Your Comprehensive Retirement Planning Checklist: Preparing for the Best Years Ahead | The Storage Space<\/title>\r\n<meta name=\"description\" content=\"If you&#039;re retirement planning now, check out our comprehensive retirement guide. 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